Your Reliable Fund Manager
RELI Capital has a 45 year long history of managing mortgage investments for our investors backed by Australian property security.
Our simple motto of ‘looking after your investments as if they were our own’ has attributed to our longevity. We have witnessed various market and economic cycles during which we have developed robust risk management processes and prudent credit policies to adapt to ever evolving trends, and make credit decisions based on fundamental lending principles.
We understand that choice, transparency and diversification are important to our investors and it is for these reasons that our investors entrust their money with us. The RELI Capital Mortgage Fund (“the Fund”) allows you to select one or multiple investments in loans secured by a first mortgage against specific properties in line with your risk appetite and strategy.
As a holder of an Australian Financial Services Licence, Australian Credit Licence, and as the responsible entity of a registered Australian Managed Investment Scheme for both retail and wholesale investors – aka the Fund – we are subject to stringent oversight by ASIC and regular independent audits, and accordingly have built a culture of sound corporate governance and compliance.
With our strong track record and extensive experience in mortgage lending, you can be confident that your money is being managed by a reliable and credible fund manager. Together with our personalised service and seamless experience, you can also be assured that unlike larger fund managers you won’t be treated as just another number.
Why RELI Capital
What RELI Capital Offers
We offer individual investments in first mortgage loans secured by real estate, providing:
Interest Rates From 6.75% p.a*
Interest Paid Monthly in Arrears
No Entry, Ongoing Or Exit Fees
Investment Terms 6-18 Months*
Transparency And Choice Of Investments
A Historically Low Volatility Asset Class
Conservative Loan To Value Ratios
Direct Access To The Chief Investment Officer
How To Invest
Download and read our Product Disclosure Statement (PDS)
Complete our Offer to Invest and return it to us with your funds and identity verification.
We will allocate your funds to one or multiple investments for your selection.
How It Works
FAQs
The minimum investment amount to participate in our first mortgage investments is $10,000.
A first mortgage is a first charge over real estate owned by a borrower. Our investments are secured by a registered first mortgage in the name of RELI Capital on behalf of the investors against Australian real property. If there is a default in repayment of the loan, the terms of the mortgage provide RELI Capital the right to take possession of and sell the property to recover the loan amount and repay investors.
As with any investment, there are inherent risks associated with first mortgage investments. These risks include property market fluctuations, borrower default, interest rate changes, and general economic conditions. At RELI Capital, we mitigate these risks through rigorous due diligence, careful assessment of investment opportunities, and diversification of our portfolio. While we strive to minimise risks, it’s important to note that past performance is not indicative of future results. For full details of the investment risks applicable please refer to our PDS and seek independent financial advice before making any investment decisions.
Target Market Determinations
Under our Australian Financial Services Licence that is regulated by the Australian Securities and Investment Commission (ASIC) we are required to display our Target Market Determination (TMD) for the Fund.
The TMD outlines the target market that the Fund is designed for after considering several key consumer attributes and forms part of RELI Capital’s design and distribution obligations.
Important Information
*Rate current 30 June 2024. There is a risk that investors may achieve lower than expected returns. RELI Capital investments are not bank deposits, and investors risk losing some or all of their money. Generally there is no right of early withdrawal prior to maturity of the investment term and there is a risk that redemption at maturity may be delayed. Before deciding to invest consider RELI Capital’s PDS and TMD.
For full details of the Investment Risks applicable to the Fund please refer to the PDS and the Investor Disclaimer page.